:root {
  --ink: #0F1B2D;
  --accent: #B8792A;
  --teal: #1F6F8B;
  --muted: #6B7280;
  --bg: #F7F8FA;
  --card: #ffffff;
  --line: rgba(15,27,45,0.10);
  --shadow: 0 10px 30px rgba(15,27,45,0.08);
  --radius: 18px;
  --max: 1120px;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji","Segoe UI Emoji";
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; display: block; }

.container { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.topbar {
  background: rgba(255,255,255,0.85);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
  position: sticky; top: 0; z-index: 50;
}
.nav {
  display:flex; align-items:center; justify-content:space-between;
  padding: 14px 0;
}
.brand { display:flex; gap:14px; align-items:center; }
.brand img { width: 180px; height: auto; }
.menu { display:flex; gap:22px; align-items:center; }
.menu a { font-weight: 600; font-size: 14px; letter-spacing: 0.2px; opacity: 0.9; }
.menu a.active { color: var(--teal); }
.cta {
  padding: 10px 14px;
  border-radius: 999px;
  border: 1px solid rgba(184,121,42,0.35);
  background: linear-gradient(135deg, rgba(184,121,42,0.16), rgba(31,111,139,0.08));
  box-shadow: 0 6px 18px rgba(15,27,45,0.06);
}
.cta:hover { text-decoration: none; border-color: rgba(184,121,42,0.6); }

.burger {
  display:none;
  border: 1px solid var(--line);
  background: white;
  border-radius: 12px;
  padding: 10px 12px;
}
.burger span {
  display:block; width:22px; height:2px; background: var(--ink);
  margin: 4px 0;
}
.mobile {
  display:none;
  padding: 10px 0 18px 0;
}
.mobile a { display:block; padding: 10px 6px; font-weight: 650; }

.hero {
  background: radial-gradient(1200px 600px at 20% 20%, rgba(31,111,139,0.18), transparent),
              radial-gradient(900px 500px at 80% 40%, rgba(184,121,42,0.16), transparent),
              linear-gradient(180deg, #ffffff, var(--bg));
  border-bottom: 1px solid var(--line);
}
.hero-grid {
  display:grid; grid-template-columns: 1.05fr 0.95fr;
  gap: 28px; align-items:center;
  padding: 56px 0;
}
.kicker {
  display:inline-flex; align-items:center; gap:10px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(31,111,139,0.10);
  border: 1px solid rgba(31,111,139,0.18);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.4px;
}
.kicker .dot {
  width:10px; height:10px; border-radius: 999px;
  background: var(--accent);
  box-shadow: 0 0 0 4px rgba(184,121,42,0.15);
}
h1 {
  font-family: Georgia, 'Times New Roman', Times, serif;
  font-size: clamp(34px, 4vw, 48px);
  line-height: 1.12;
  margin: 14px 0 10px 0;
  letter-spacing: 0.3px;
}
.lead {
  font-size: 17px;
  color: rgba(15,27,45,0.85);
  margin: 0 0 18px 0;
}
.hero-actions { display:flex; gap:12px; flex-wrap:wrap; margin-top: 12px; }
.btn {
  display:inline-flex; align-items:center; justify-content:center;
  padding: 12px 16px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: white;
  font-weight: 700;
  box-shadow: 0 8px 22px rgba(15,27,45,0.06);
}
.btn.primary {
  border-color: rgba(15,27,45,0.10);
  background: linear-gradient(135deg, rgba(15,27,45,0.95), rgba(31,111,139,0.80));
  color: white;
}
.btn:hover { text-decoration:none; transform: translateY(-1px); }
.hero-visual {
  background: white;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
  overflow:hidden;
}
.hero-visual img { width:100%; height:auto; }

.section { padding: 44px 0; }
.section h2 {
  font-family: Georgia, 'Times New Roman', Times, serif;
  font-size: 30px; margin: 0 0 8px 0;
}
.section p.sub {
  margin: 0 0 18px 0; color: rgba(15,27,45,0.78);
}
.grid3 { display:grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: 0 8px 22px rgba(15,27,45,0.05);
}
.card h3 { margin: 0 0 8px 0; font-size: 16px; }
.card p { margin: 0; color: rgba(15,27,45,0.78); font-size: 14.5px; }
.badge {
  display:inline-flex; gap:8px; align-items:center;
  font-size: 12px; font-weight: 750;
  padding: 6px 10px;
  border-radius: 999px;
  background: rgba(184,121,42,0.12);
  border: 1px solid rgba(184,121,42,0.22);
  margin-bottom: 10px;
}
.icon {
  width: 34px; height: 34px; border-radius: 12px;
  background: rgba(31,111,139,0.10);
  border: 1px solid rgba(31,111,139,0.18);
  display:flex; align-items:center; justify-content:center;
}
.icon svg { width: 18px; height: 18px; fill: var(--teal); }

.split {
  display:grid; grid-template-columns: 1fr 1fr; gap: 18px; align-items: start;
}
.note {
  background: white;
  border: 1px solid rgba(31,111,139,0.18);
  border-left: 6px solid var(--teal);
  border-radius: var(--radius);
  padding: 16px 16px 16px 14px;
  box-shadow: 0 8px 20px rgba(15,27,45,0.05);
}
.note strong { display:block; margin-bottom: 6px; }
.list {
  margin: 0; padding-left: 18px;
  color: rgba(15,27,45,0.82);
}
.list li { margin: 6px 0; }

.footer {
  border-top: 1px solid var(--line);
  background: #fff;
  padding: 28px 0;
}
.footer-grid {
  display:grid; grid-template-columns: 1.1fr 0.9fr; gap: 18px;
}
.small { font-size: 13px; color: rgba(15,27,45,0.68); }
.footer a { text-decoration: underline; text-decoration-color: rgba(15,27,45,0.2); }

.pagehead {
  padding: 34px 0 18px 0;
}
.pagehead h1 { margin: 0 0 10px 0; font-size: clamp(30px, 3.3vw, 44px); }
.pagehead p { margin: 0; color: rgba(15,27,45,0.78); max-width: 75ch; }

.form {
  background: white;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: var(--shadow);
}
label { display:block; font-weight: 700; font-size: 13px; margin: 10px 0 6px; }
input, textarea {
  width: 100%;
  padding: 12px 12px;
  border: 1px solid rgba(15,27,45,0.16);
  border-radius: 12px;
  font: inherit;
  background: #fff;
}
textarea { min-height: 140px; resize: vertical; }
.form .row { display:grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.help { font-size: 12.5px; color: rgba(15,27,45,0.65); margin-top: 10px; }
hr.sep { border:0; border-top: 1px solid var(--line); margin: 18px 0; }

@media (max-width: 920px) {
  .hero-grid { grid-template-columns: 1fr; padding: 40px 0; }
  .grid3 { grid-template-columns: 1fr; }
  .split { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .menu { display:none; }
  .burger { display:block; }
  .mobile { display:none; }
  .mobile.open { display:block; }
  .brand img { width: 165px; }
  .form .row { grid-template-columns: 1fr; }
}